Jaisa ki humne iss article me padha, insurance policy basically ek agreement ya ek legal contract hota hai jisse hum khud ko ya kisi aur ko protect kar sakte hain. Generally, insurance policies 2 types ki hoti hain:
– Life Insurance
– General Insurance
Iss article me hum focus karenge life insurance par. Baat karenge iske alaga alag types ke baare me aur kaise aap apne liye sahi insurance policy chun sakte hain.
– Life Insurance
– General Insurance
Iss article me hum focus karenge life insurance par. Baat karenge iske alaga alag types ke baare me aur kaise aap apne liye sahi insurance policy chun sakte hain.
Is article me hum discuss karenge ki
Life Insurance kya hai?
Life Insurance policy me jo insuree hai, yani ki hum, vo ek amount (premium) pay karte hain is promise ke exchange me ki ek time period ke baad ya fir jab unki death hogi, tab unko ya unke beneficiaries ko insurance company se ek amount milega. Iss contract me insurance company policyholder aur unke beneficiaries ko ek financial protection provide karti hai.
Life Insurance kitni tarah ki hoti hai?
Generally, banks and insurance companies aapko kuch life insurance policies provide karte hain:
Ab question aata hai ki itne saare options me se aap apne liye sahi insurance policy kaise chun sakte hain?
Iska answer bhi aapke hi paas hai. Insurance Policy lete samay kuch cheezo ko aapko khud answer dena hai:
– Aap kitna risk le sakte hain
– Kaunsi policy aapke liye affordable hai
– Aapko kaunsi policy better benefits provide kar rahi hai
– Multiple policies ko compare karein aur dekhe kaunsi aur kaun se bank ki policy kitna premium le rahi hai
– Time to time apni insurance needs ko analyze karte rahe
– Aapki needs and goals kya hain: kya aap sirf insurance lena chahte hain ya save aur invest bhi sath sath karna chahte hain
Insurance policy ke liye sabke alag alag needs aur reasons ho sakte hain. Ho sakta hai aapko sirf retirement par focus karna hai magar aapke kisi dost ko apne baccho la future bhi secure karna hai. Yeh ek personal decision hota hai. Magar aisa bilkul nahi hai ki aapke is personal decision me aapki help karne ke liye resources nahi hain. Aap iss baare me aur padhe ki aapke liye kaunsi policy better rahegi, aur kaunse bank ki, aur decision le. Aap chaahe to insurance professionals se bhi baat kar sakte hain. Magar dhyan rahe, jitni jaldi aap policy lenge, utna aapko beneficial hoga.
Iska answer bhi aapke hi paas hai. Insurance Policy lete samay kuch cheezo ko aapko khud answer dena hai:
– Aap kitna risk le sakte hain
– Kaunsi policy aapke liye affordable hai
– Aapko kaunsi policy better benefits provide kar rahi hai
– Multiple policies ko compare karein aur dekhe kaunsi aur kaun se bank ki policy kitna premium le rahi hai
– Time to time apni insurance needs ko analyze karte rahe
– Aapki needs and goals kya hain: kya aap sirf insurance lena chahte hain ya save aur invest bhi sath sath karna chahte hain
Insurance policy ke liye sabke alag alag needs aur reasons ho sakte hain. Ho sakta hai aapko sirf retirement par focus karna hai magar aapke kisi dost ko apne baccho la future bhi secure karna hai. Yeh ek personal decision hota hai. Magar aisa bilkul nahi hai ki aapke is personal decision me aapki help karne ke liye resources nahi hain. Aap iss baare me aur padhe ki aapke liye kaunsi policy better rahegi, aur kaunse bank ki, aur decision le. Aap chaahe to insurance professionals se bhi baat kar sakte hain. Magar dhyan rahe, jitni jaldi aap policy lenge, utna aapko beneficial hoga.
