{"id":14300,"date":"2019-06-14T14:33:36","date_gmt":"2019-06-14T09:03:36","guid":{"rendered":"https:\/\/www.joshtalks.com\/joshkosh\/?p=14300"},"modified":"2020-02-11T12:23:33","modified_gmt":"2020-02-11T06:53:33","slug":"%e0%a4%86%e0%a4%88%e0%a4%ac%e0%a5%80%e0%a4%aa%e0%a5%80%e0%a4%8f%e0%a4%b8-%e0%a4%8f%e0%a4%b8%e0%a4%93-full-detail","status":"publish","type":"post","link":"https:\/\/www.joshtalks.com\/joshkosh\/hi\/%e0%a4%b8%e0%a4%b0%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%80-%e0%a4%a8%e0%a5%8c%e0%a4%95%e0%a4%b0%e0%a5%80\/%e0%a4%86%e0%a4%88%e0%a4%ac%e0%a5%80%e0%a4%aa%e0%a5%80%e0%a4%8f%e0%a4%b8-%e0%a4%8f%e0%a4%b8%e0%a4%93-full-detail\/","title":{"rendered":"\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 2020 \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940"},"content":{"rendered":"

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u0940 \u0928\u094b\u091f\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u0938\u0947 \u091c\u0941\u095c\u0940 \u0938\u093e\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u095d\u0924\u0947 \u0930\u0939\u0947\u0902\u0964 \u0907\u0938\u092e\u0947\u0902 \u0939\u092e\u0928\u0947 \u0939\u0930 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0940 \u0939\u0948 \u091c\u094b \u0907\u0938 \u092a\u094b\u0938\u094d\u091f \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n

\"\"\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u0940 \u0932\u0947\u091f\u0947\u0938\u094d\u091f \u092d\u0930\u094d\u0924\u0940 \u0928\u093f\u0915\u0932 \u0917\u092f\u0940 \u0939\u0948\u0964<\/strong><\/a><\/span><\/h3>\n

\u0907\u0938 \u0906\u0930\u094d\u091f\u093f\u0915\u0932 \u092e\u0947\u0902 \u0906\u092a \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u00a0<\/strong><\/span><\/h2>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u094d\u092f\u093e \u0939\u0948<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u090f\u0938\u0913 \u0915\u093e \u0915\u093e\u092e \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948<\/a><\/strong><\/p>\n

\u0935\u0948\u0915\u0947\u0902\u0938\u0940 2020 \u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913\u00a0<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u0940 \u0938\u0948\u0932\u0930\u0940<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 2020 \u0915\u0940 \u0924\u0930\u0940\u0915\u094d\u0937\u093e \u0915\u0940 \u0924\u093e\u0930\u0940\u0916\u0947\u0902<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930\u0924\u093e<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u092e\u0947\u0902 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u092f\u094b\u0917\u094d\u092f\u0924\u093e<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0905\u092a\u094d\u0932\u093e\u0908 \u0911\u0928\u0932\u093e\u0907\u0928<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0930\u093f\u0915\u094d\u0930\u0941\u091f\u092e\u0947\u0902\u091f \u0915\u093e \u092a\u094d\u0930\u094b\u0938\u0947\u0938<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 2020 \u0915\u093e \u0911\u0928\u0932\u093e\u0907\u0928 \u092a\u0930\u0940\u0915\u094d\u0937\u093e \u0915\u093e \u092a\u0948\u091f\u0930\u094d\u0928<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 2020 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u095b<\/a><\/strong><\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0938\u093f\u0932\u0947\u092c\u0938 2020<\/a><\/strong><\/p>\n

\"\"<\/strong>\u0932\u0947\u091f\u0947\u0938\u094d\u091f \u092c\u0948\u0902\u0915 \u0928\u094c\u0915\u0930\u093f\u092f\u093e\u0901 \u092f\u0939\u093e\u0901 \u0926\u0947\u0916\u0947\u0902<\/a><\/strong><\/span><\/h3>\n
\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0939\u094b\u0924\u093e \u0915\u094d\u092f\u093e \u0939\u0948?<\/strong><\/h3>\n

\u0907\u0902\u0938\u094d\u091f\u093f\u091f\u094d\u092f\u0942\u091f \u0911\u095e \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u0930\u094d\u0938\u0928\u0932 \u0938\u093f\u0932\u0947\u0915\u094d\u0936\u0928 (IBPS) \u0930\u093f\u095b\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0911\u095e \u0907\u0902\u0921\u093f\u092f\u093e (RBI) \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0940 \u0917\u092f\u0940 \u090f\u0915 \u090f\u091c\u0947\u0902\u0938\u0940 \u0939\u0948 \u091c\u093f\u0938\u0915\u093e \u0915\u093e\u092e \u0939\u094b\u0924\u093e \u0939\u0948 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0932\u093f\u090f \u0909\u092e\u094d\u092e\u0940\u0926\u0935\u093e\u0930\u094b\u0902 \u0915\u093e \u091a\u092f\u0928 \u0915\u0930\u0928\u093e\u0964 \u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u0938\u093e\u0930\u0947 \u092a\u092c\u094d\u0932\u093f\u0915 \u0938\u0947\u0915\u094d\u091f\u0930, \u0915\u094d\u0937\u0948\u0924\u094d\u0930\u093f\u092f, \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0915\u0941\u091b \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u092c\u0948\u0902\u0915 \u0915\u0947 \u0932\u093f\u090f \u0938\u093f\u0932\u0947\u0915\u094d\u0936\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u092c\u0948\u0902\u0915 \u090f\u0938\u0913 \u0930\u093f\u0915\u094d\u0930\u0942\u091f \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0949\u092e\u0928 \u0930\u093f\u0915\u094d\u0930\u0942\u091f\u092e\u0947\u0902\u091f \u092a\u094d\u0930\u094b\u0938\u0947\u0938 (\u0938\u0940\u0906\u0930\u092a\u0940) \u0939\u0930 \u0938\u093e\u0932 \u0915\u0902\u0921\u0915\u094d\u091f \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u0915\u0940 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0935\u0947\u092c\u0938\u093e\u0907\u091f<\/a><\/strong><\/span><\/p>\n

<\/a>
\n\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u094d\u092f\u093e \u0939\u0948?<\/strong><\/span><\/h3>\n

\u090f\u0938\u0913 \u0915\u093e \u092b\u0941\u0932 \u092b\u0949\u0930\u094d\u092e \u0939\u094b\u0924\u093e \u0939\u0948 \u0938\u094d\u092a\u0947\u0936\u0932\u093f\u0938\u094d\u091f \u0905\u092b\u0938\u0930\u0964 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u090f\u0938\u0913 \u0930\u093f\u0915\u094d\u0930\u0942\u091f \u0915\u093f\u092f\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 \u0938\u094d\u092a\u0947\u0936\u0932\u093f\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u0930\u094d\u0938 \u0915\u0948\u0921\u0930 \u092e\u0947\u0902 \u0906\u0924\u0947 \u0939\u0948\u0964 \u00a0\u090f\u0938\u0913 \u0938\u094d\u092a\u0947\u0938\u093f\u092b\u093f\u0915 \u092b\u0940\u0932\u094d\u0921 \u0915\u0940 \u0907\u0928\u092b\u0949\u0930\u094d\u092e\u0947\u0936\u0928 \u0914\u0930 \u091f\u0947\u0915\u094d\u0928\u0949\u0932\u0949\u091c\u0940 \u0938\u0947 \u091c\u0941\u095c\u093e \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0964 \u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u092a\u092c\u094d\u0932\u093f\u0915 \u0938\u0947\u0915\u094d\u091f\u0930 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0932\u093f\u090f \u090f\u0938\u0913 \u0930\u093f\u0915\u094d\u0930\u0942\u091f \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u0947 \u0932\u093f\u090f 5 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u090f\u0938\u0913 \u0915\u094b \u0930\u093f\u0915\u094d\u0930\u0942\u091f \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948:<\/strong> <\/span><\/h4>\n\n\n\n\n\n\n\n\n\n
\u092a\u094b\u0938\u094d\u091f \u0915\u094b\u0921<\/b><\/td>\n\u092a\u094b\u0938\u094d\u091f \u0915\u093e \u0928\u093e\u092e<\/b><\/td>\n<\/tr>\n
01<\/span><\/td>\n\u0906\u0908\u091f\u0940 \u0911\u092b\u093f\u0938\u0930 (\u0938\u094d\u0915\u0947\u0932-I)<\/span><\/td>\n<\/tr>\n
02<\/span><\/td>\n\u090f\u0917\u094d\u0930\u0940\u0915\u0932\u094d\u091a\u0930\u0932 \u092b\u0940\u0932\u094d\u0921 \u0905\u092b\u0938\u0930 (\u0938\u094d\u0915\u0947\u0932-I)<\/span><\/td>\n<\/tr>\n
03<\/span><\/td>\n\u0930\u093e\u091c \u092d\u093e\u0937\u093e \u0905\u0927\u093f\u0915\u093e\u0930\u0940 (\u0938\u094d\u0915\u0947\u0932-I)<\/span><\/td>\n<\/tr>\n
04<\/span><\/td>\n\u0932\u0949\u0902 \u0911\u092b\u093f\u0938\u0930 (\u0938\u094d\u0915\u0947\u0932-I)<\/span><\/td>\n<\/tr>\n
05<\/span><\/td>\n\u090f\u091a\u0906\u0930\/\u092a\u0930\u094d\u0938\u0928\u0932 \u0911\u092b\u093f\u0938\u0930 (\u0938\u094d\u0915\u0947\u0932-I)<\/span><\/td>\n<\/tr>\n
06<\/span><\/td>\n\u092e\u093e\u0930\u094d\u0915\u0947\u091f\u093f\u0902\u0917 \u0911\u092b\u093f\u0938\u0930 (\u0938\u094d\u0915\u0947\u0932-I)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u090f\u0938\u092a\u093e\u092f\u0930\u093f\u0902\u0917 \u0915\u0948\u0902\u0921\u093f\u0921\u0947\u091f\u094d\u0938 \u091c\u094b \u090f\u0932\u093f\u091c\u093f\u092c\u0932 \u0939\u0948 \u092a\u093e\u0930\u094d\u091f\u093f\u0938\u093f\u092a\u0947\u091f\u093f\u0902\u0917 \u0913\u0930\u094d\u0917\u0947\u0928\u093e\u0907\u091c\u0947\u0936\u0928 \u092e\u0947\u0902 \u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0915\u0940 \u091c\u0949\u092c \u0915\u0947 \u0932\u093f\u090f, \u0909\u0928\u0915\u093e \u0930\u093f\u0915\u094d\u0930\u0942\u091f\u092e\u0947\u0902\u091f \u090f\u0915 \u0915\u0949\u092e\u0928 \u0930\u093f\u0915\u094d\u0930\u0942\u091f\u092e\u0947\u0902\u091f \u092a\u094d\u0930\u094b\u0938\u0947\u0938 \u0915\u0947 \u091c\u0930\u093f\u092f\u0947 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092b\u093e\u0907\u0928\u0932 \u0935\u0948\u0915\u0947\u0902\u0938\u0940 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u090f\u0938\u0913 2020 \u0915\u0947 \u0932\u093f\u090f \u091a\u092f\u0928\u093f\u0924 \u0906\u0935\u0947\u0926\u0915 \u0915\u094b \u092a\u094d\u0930\u094b\u0935\u093f\u0936\u0928\u0932 \u090f\u0932\u094d\u0932\u094b\u091f\u092e\u0947\u0902\u091f \u0939\u094b\u0917\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u090f\u0915 \u092a\u093e\u0930\u094d\u091f\u093f\u0938\u093f\u092a\u0947\u091f\u093f\u0902\u0917 \u0913\u0930\u094d\u0917\u0947\u0928\u093e\u0907\u091c\u0947\u0936\u0928 \u092e\u0947\u0902\u0964<\/p>\n

\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u092a\u093e\u0930\u094d\u091f\u093f\u0938\u0940\u092a\u0947\u091f\u093f\u0902\u0917 \u092c\u0948\u0902\u0915 2019<\/strong><\/h4>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\u092c\u0948\u0902\u0915 \u0905\u0928\u0941\u0938\u093e\u0930 \u092d\u0930\u094d\u0924\u093f\u092f\u093e\u0901<\/b><\/span><\/p>\n<\/td>\n<\/tr>\n

\u092a\u094b\u0938\u094d\u091f \u0915\u093e \u0928\u093e\u092e<\/b><\/span><\/td>\n\u092c\u0948\u0902\u0915 \u0915\u093e \u0928\u093e\u092e<\/b><\/span><\/td>\n\u0915\u0941\u0932<\/b><\/span><\/td>\n<\/tr>\n
\u0906\u0908\u091f\u0940 \u0911\u092b\u093f\u0938\u0930<\/b><\/span><\/td>\n\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915<\/span><\/td>\n60<\/span><\/td>\n<\/tr>\n
\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/span><\/td>\n16<\/span><\/td>\n<\/tr>\n
\u090f\u0917\u094d\u0930\u0940\u0915\u0932\u094d\u091a\u0930\u0932 \u092b\u0940\u0932\u094d\u0921 \u0905\u092b\u0938\u0930<\/b><\/span><\/td>\n\u0915\u0948\u0928\u0930\u093e \u092c\u0948\u0902\u0915<\/span><\/td>\n320<\/span><\/td>\n<\/tr>\n
\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915<\/span><\/td>\n100<\/span><\/td>\n<\/tr>\n
\u092a\u0902\u091c\u093e\u092c \u090f\u0902\u0921 \u0938\u093f\u0902\u0927 \u092c\u0948\u0902\u0915<\/span><\/td>\n50<\/span><\/td>\n<\/tr>\n
\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/span><\/td>\n200<\/span><\/td>\n<\/tr>\n
\u0930\u093e\u091c\u092d\u093e\u0937\u093e \u0905\u0927\u093f\u0915\u093e\u0930\u0940<\/b><\/span><\/td>\n\u0915\u0948\u0928\u0930\u093e \u092c\u0948\u0902\u0915<\/span><\/td>\n10<\/span><\/td>\n<\/tr>\n
\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915<\/span><\/td>\n05<\/span><\/td>\n<\/tr>\n
\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/span><\/td>\n12<\/span><\/td>\n<\/tr>\n
\u0932\u0949\u0902 \u0911\u092b\u093f\u0938\u0930<\/b><\/span><\/td>\n\u0915\u0948\u0928\u0930\u093e \u092c\u0948\u0902\u0915<\/span><\/td>\n10<\/span><\/td>\n<\/tr>\n
\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915<\/span><\/td>\n25<\/span><\/td>\n<\/tr>\n
\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/span><\/td>\n25<\/span><\/td>\n<\/tr>\n
\u090f\u091a\u0906\u0930\/\u092a\u0930\u094d\u0938\u0928\u0932 \u0911\u092b\u093f\u0938\u0930<\/b><\/span><\/td>\n\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915<\/span><\/td>\n10<\/span><\/td>\n<\/tr>\n
\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/span><\/td>\n10<\/span><\/td>\n<\/tr>\n
\u092e\u093e\u0930\u094d\u0915\u0947\u091f\u093f\u0902\u0917 \u0911\u092b\u093f\u0938\u0930<\/b><\/span><\/td>\n\u0915\u0948\u0928\u0930\u093e \u092c\u0948\u0902\u0915<\/span><\/td>\n10<\/span><\/td>\n<\/tr>\n
\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915<\/span><\/td>\n100<\/span><\/td>\n<\/tr>\n
\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/span><\/td>\n200<\/span><\/td>\n<\/tr>\n
–<\/span><\/td>\n1163<\/b><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/a>\u0906\u0908\u092c\u0940\u092a\u0940\u090f\u0938 \u090f\u0938\u0913 \u0935\u0930\u094d\u0915 \u092a\u094d\u0930\u094b\u095e\u093e\u0907\u0932<\/strong><\/h3>\n

\u0906\u0908\u091f\u0940 \u0911\u092b\u093f\u0938\u0930 (\u0938\u094d\u0915\u0947\u0932-I)<\/strong><\/p>\n